The bank has grown from its original 12 employees in 1983 to 88 employees in 2006. We have grown from that single office in 1983 to 6 offices covering 2 states.  The bank's success can be attributed to its conservative philosophy and its personal approach to its customers. New customers have been attracted because people like to do business at friendly institutions where they are known.  Also, the bank's officers are most often long-time residents of the community they serve and know many of the local residents. The bank is locally, employee owned, so the officers and employees know the needs of the people in their community.