Home Construction

Grand Valley Bank offers a variety of loans to meet your financial needs. Because we are locally owned, all loan decisions are made right here in the Grand Valley. This local decision making means that you get timely decisions and flexible loan terms.

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Construction Loans

No need to settle for a new house that doesn't meet your needs when you can have one custom built. Grand Valley Bank construction and mortgage loans are coordinated to make your financing process as seamless and as cost efficient as possible. In many cases there are no monthly payments on the construction loan, you begin your repayment with your new Grand Valley Bank mortgage loan after the construction is totally completed and you are ready to move in.

For many years Grand Valley Bank has been a leader in construction/mortgage financing in Mesa County. When you work with us you work face to face with the decision makers, the people who make the difference in a pleasant and caring loan and construction process.

Come in to talk while you are still working on your plans. Both our construction and mortgage lenders team up to get you started with the details that you need to make the right decisions. Our mortgage lenders can pre-qualify you so you know just how much money you can afford to borrow and how much of a monthly payment you can expect.

Rates and terms depend on the complexity of the project, the amount financed and borrower qualifications. Call with questions or to set an appointment with our mortgage and construction lenders.

Interim (Bridge) Loans

When you find that perfect new home, there is no need to wait for the sale of your old home before you buy the new one. Bridge financing allows you to take advantage of the equity in your existing home and apply that equity to your new home even before your current home is sold. Many times bridge financing can be structured so that you do not have a monthly payment on that loan (no worries about increasing your monthly payments). When your old home sells the bridge loan will be paid off and you can finalize the mortgage financing on your new home.

Rates and terms depend on the amount financed and borrower qualifications. Call with questions or to set an appointment to visit with one of our real estate lenders.

(NOTE: There are some risks associated with short term bridge financing in the event your old home fails to sell in a timely manner. Your lender will help you to understand those risks so you can decide if the bridge financing could be right for you.)

We offer:

• OverDraft Protection
• Auto Loans
• Home Construction
• Bridge Loans
• Home Equity Loans and Lines of Credit
• Mortgage Loans

Other Vehicle Loans

Come see us for all of your borrowing needs. You'll get the personal attention that is so important.