Home Equity

Grand Valley Bank offers a variety of loans to meet your financial needs. Because we are locally owned, all loan decisions are made right here in the Grand Valley. This local decision making means that you get timely decisions and flexible loan terms.

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What you should know about Home Equity Lines of Credit.

Home Equity Loans, Lines of Credit

Use the equity in your home to finance any family need - home improvement, school tuition, travel and debt consolidation.

Many times the interest that you pay on your home equity loans or lines is tax deductible offering added benefit to using your home for your loan. To determine if your loan request qualifies for the tax deduction or to determine your taxable savings, talk to your tax advisor.

Home Equity Loans - Fixed rate loans up to a 5 year maturity with fixed low monthly payments based on 15 year amortizations.

Home Equity Lines of Credit - Simplify your life with a line of credit that is always there when you need it. No need to apply for a loan each time you need financing. Use the line, repay it and the availability stays until you need it again. Low variable rates. Many people keep the lines with no balances just so it's there when the need arises. Up to 5 year maturity. The monthly payment amount depends on the balance outstanding and the interest rate in effect at the time. What you should know about Home Equity Lines of Credit.

Rates and terms vary depending upon amount financed and customer credit qualification. Rate discounts are available for Grand Valley Bank deposit customers, for automatic payments or loans to value of less than 60%. Maximum financing is generally 80% loan to value.

We offer:

• OverDraft Protection
• Auto Loans
• Home Construction
• Bridge Loans
• Home Equity Loans and Lines of Credit
• Mortgage Loans

Other Vehicle Loans

Come see us for all of your borrowing needs. You'll get the personal attention that is so important.