Personal Checking

Grand Valley Bank offers several different types of personal checking accounts and business checking accounts. We can help you pick the right one to suit your needs.

Type of AccountRegular Checking with SafekeepingRegular Checking Checks ReturnedStar* with SafekeepingStar* Checks ReturnedSpecial Checking
Monthly Cost $7.00 $9.00 $10.00 $12.00 $0
Balance Needed to Avoid Service Charge $200 Minimum balance or $500 Average Daily Balance $200 Minimum balance or $500 Average Daily Balance Combined Package Checking, Savings & CD Balances greater than $5,000 (same owner) Combined Package Checking, Savings & CD Balances greater than $5,000 (same owner) N/A
Other Account Information
  • 40 Free debits, then .15 cents per additional debit if Average Daily Balance is less than $500
  • 40 Free debits, then .25 cents per additional debit if Average Daily Balance is less than $500
  • Unlimited check writing
  • Free HVB logo or safety paper checks
  • Free official & Traveler's checks
  • Free telephone transfers
  • Free notary & Free ATM/Debit card*
  • 3/4% Consumer loan discount*
  • 1/4% Additional CD interest**
  • $15 Annual credit toward safe deposit box rental
  • Unlimited check writing
  • Free HVB logo or safety paper checks
  • Free official & Traveler's checks
  • Free telephone transfers
  • Free notary & Free ATM/Debit card*
  • 3/4% Consumer loan discount*
  • 1/4% Additional CD interest**
  • $15 Annual credit toward safe deposit box rental
  • 10 Free debits each month
  • Additional debits .75 cents each

Personal Checking Accounts

Type of AccountPersonal Interest with SafekeepingPersonal Interest Checks ReturnedStar Plus* Interest Bearing with SafekeepingStar Plus* Interest Bearing Checks Returned
Monthly Cost $9.50 $12.00 $15.00 $17.00
Balance Needed to Avoid Service Charge $1,000 Minimum balance or $3,500 Average Daily Balance $1,000 Minimum balance or $3,500 Average Daily Balance Combined Package Checking, Savings & CD Balances greater than $10,000 (same owner) Combined Package Checking, Savings & CD Balances greater than $10,000 (same owner)
Other Account Information
  • 40 Free debits, then .15 cents per per additional debit if Average Daily Balance is less than $3,500
  • 40 Free debits, then .25 cents per additional debit if Average Daily Balance is less than $3,500
  • Unlimited check writing
  • Free HVB logo or safety paper checks
  • Free official & Traveler's checks
  • Free telephone transfers
  • Free notary & Free ATM/Debit card*
  • 3/4% Consumer loan discount*
  • 1/4% Additional CD interest**
  • $15 Annual credit toward safe deposit box rental
  • * 1/8% Discount on MTG Loan orig*
  • 3% Discount on ODP*
  • Waive annual Heloc fee*
  • Unlimited check writing
  • Free HVB logo or safety paper checks
  • Free official & Traveler's checks
  • Free telephone transfers
  • Free notary & Free ATM/Debit card*
  • 3/4% Consumer loan discount*
  • 1/4% Additional CD interest**
  • $15 Annual credit toward safe deposit box rental
  • * 1/8% Discount on MTG Loan orig*
  • 3% Discount on ODP*
  • Waive annual Heloc fee*

 

* DISCOUNTS ON CONSUMER LOANS, MORTGAGE LOAN ORIGINATION FEE AND WAIVER OF HOME EQUITY LINE OF GREDIT ANNUAL FEE REQUIRE APPROVED CREDIT APPLICATION. ELIGIBILITY ENDS IF CUSTOMER CLOSES STAR OR STAR PLUS ACCOUNTS.

** ONE 1/4% ADDITIONAL INTERST PER CD, MULTIPLE INCREASES WILL NOT APPLY TO THE SAME ACCOUNT.  ELIGIBILITY ENDS IF CUSTOMER CLOSES STAR OR STAR PLUS ACCOUNT.

FDIC Coverage
Grand Valley Bank is participating in the FDIC's Transaction Account Guarantee Program.
Click here for Increased Coverage Info »

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Grand Valley Bank | 925 N.7th Street, Grand Junction, CO 81502

1-877-859-6040 | (970) 241-4400 | gvnb@grandvalleybank.com

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