a small business owner standing in front of her shop

Business Accounts

Take a look at what we offer, or speak with a New Accounts Representative for more information.

At Grand Valley Bank, we know your time is valuable, so we provide business accounts and solutions that make your job easier. As your community bank, we understand local business banking needs and our goal is to make the most of your banking experience. 

Small Business Checking
Features & Benefits
  • 40 free debits
  • 10 free credits
  • 50 free deposited items
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements
Additional Details
Business Plus Checking
Features & Benefits
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements 
  • This account pays interest
Note: Only Sole-Proprietors and not-for-profit Corporations are eligible for this type of account.
Additional Details
Commercial Checking
Features & Benefits
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements 
  • A monthly earnings credit at our current variable rate is calculated on the collected daily balance. Earnings credit on sufficient balances may offset the service charge and activity costs each month.
Additional Details
Industrial Hemp Checking
Features & Benefits
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements 
  • A monthly earnings credit at our current variable rate is calculated on the collected daily balance. Earnings credit on sufficient balances may offset the service charge and activity costs each month.
Additional Details
Business Savings
Features & Benefits
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements 
  • This account pays interest
Additional Details
Business Money Market
Features & Benefits
  • Free Online Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free App
  • Free eStatements 
  • This account pays interest based on how much is in your account
Additional Details
Certificates of Deposit

Open your account with $500 or more.

Interest on your Certificate of Deposit (CD) is fixed for the initial term of the CD. Your interest rate and annual percentage yield may change at maturity.

Early withdrawal penalties do apply.

Additional Details















Important Information
  1. Interest bearing accounts at Grand Valley Bank pay interest at the current rate, subject to change at our discretion. You will earn the corresponding annual percentage yield. Interest begins to accrue on the first banking day after your deposit and will be compounded and credited to your account monthly. We calculate interest on the current daily balance in your account. If you close your account before the interest is credited, accrued interest is not paid.
  2. We calculate the average daily balance in accounts by adding the balance in the account for each day of the month and then dividing by the number of days in the month.
  3. Money Market Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $500, $10,000, $25,000, $50,000 and $100,000. Balances at these tiers will earn the corresponding annual percentage yield.
  4. Regular Savings Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, and $250,000. Balances at these tiers will earn the corresponding annual percentage yield.
  5. HSAs pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, $3,000, $6,000, $20,000. Balances at these tiers will earn the corresponding annual percentage yield.
  6. Regular Savings and Money Market accounts will receive quarterly statements and monthly statements when there is electronic fund transfer (EFT) activity on the account. EFT activity includes ACH transactions, ATM withdrawals and Debit Card transactions.
  7. We do not authorize transactions requests for ATM withdrawals or daily Debit Card transactions unless there are available funds in the account at the time of the request.
  8. Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. See the Common Fees schedule for other fees that may apply to deposit accounts. You are not charged fees for overdrafts created by one-time debit card transactions or ATM withdrawals.
Young woman walking on a school campus

A checking account as unique as you!

Grand Valley Bank offers a wide selection of personal checking accounts to suit any need or lifestyle.

Explore Personal Checking