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If you are in the market for a way to save money for retirement, Grand Valley Bank is here for you.

We offer Individual Retirement Accounts (IRAs) that will help you reach your retirement goals. We provide both Traditional and Roth IRAs. Your IRA funds are invested in our Certificates of Deposits or Savings Account. Our CDs typically offer you higher interest than a savings account and give you more control over what happens next for those funds during your renewal period. You can choose terms anywhere from 3 to 60 months. If you are one of our Grand Valley Bank Star or Summit (55+) checking account customers, you are eligible to receive an additional .25% interest rate on your CDs. Contact a New Accounts Representative today about making your retirement money work harder for you!
Traditional IRA
Traditional IRAs may be fully or partially deductible, depending on your income level and whether or not you are considered an “active” participant in an employer sponsored plan.

Deductibility is available on a sliding scale basis if you are an “active” participant.
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Roth IRA
Contributions to the Roth IRA are not tax deductible, but the earnings grow tax free. An account must be designated as a Roth IRA when it is opened in order for you to receive its special benefits.

The Roth IRA is similar to the Traditional IRA in many ways, but the different tax treatment may make it a better choice for some taxpayers.
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A checking account as unique as you!

Grand Valley Bank offers a wide selection of personal checking accounts to suit any need or lifestyle.

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