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Personal Checking Accounts

Grand Valley Bank offers a wide selection of personal checking accounts to suit any need or lifestyle.

Monthly service fees for most of our accounts can be waived if you maintain a minimum balance or average daily balance.
 All Grand Valley Bank Personal Checking account customers benefit from the following basic account features, and more features are available to fit your needs and goals.

Available Accounts

Star Checking
Features & Benefits:
  • Free Digital Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free Debit Card
  • Free E-Statements
  • Free Official Checks, & Telephone Transfers
  • Free select check styles; pay only shipping.
Additional Information
Star Plus Checking
Features & Benefits:
  • This account pays interest.
  • Includes all of the listed benefits from the Star Account, PLUS:
  • 3% discount on OverDraft Protection Line of Credit (W.A.C.)
Additional Information
EZ Checking
Features & Benefits:
  • Free Digital Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free Debit Card
  • Free E-Statements
Additional Information
Star Student Checking
 
Features & Benefits:
  • Ages 14-18
  • Free Debit Card with $100 ATM limit and $250 Point of Sale limit per day.
  • Free Digital Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free E-Statements
Additional Information
Free Summit Checking
Features & Benefits:
  • Available to those 55 & up
  • Free Digital Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free Debit Card
  • Free E-Statements
  • Free first order of select check styles; pay shipping only.
Additional Information
Benchmark Checking
Features & Benefits:
  • Free Digital Banking
  • Free Bill Pay (requires Online Banking and offers some additional services available for a fee)
  • Free Debit Card
  • Free E-Statements
Additional Information


















Important Information
  1. Interest bearing accounts at Grand Valley Bank pay interest at the current rate, subject to change at our discretion. You will earn the corresponding annual percentage yield. Interest begins to accrue on the first banking day after your deposit and will be compounded and credited to your account monthly. We calculate interest on the current daily balance in your account. If you close your account before the interest is credited, accrued interest is not paid.
  2. We calculate the average daily balance in accounts by adding the balance in the account for each day of the month and then dividing by the number of days in the month.
  3. Money Market Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $500, $10,000, $25,000, $50,000 and $100,000. Balances at these tiers will earn the corresponding annual percentage yield.
  4. Regular Savings Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, and $250,000. Balances at these tiers will earn the corresponding annual percentage yield.
  5. HSAs pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, $3,000, $6,000, $20,000. Balances at these tiers will earn the corresponding annual percentage yield.
  6. Money Market Account and Regular Savings will receive quarterly statements and monthly statements when there is electronic fund transfer (EFT) activity on the account. EFT activity includes ACH transactions, ATM withdrawals and Debit Card transactions.
  7. We do not authorize transactions requests for ATM withdrawals or daily Debit Card transactions unless there are available funds in the account at the time of the request.
  8. Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. See the Common Fees schedule for other fees that may apply to deposit accounts. You are not charged fees for overdrafts created by one-time debit card transactions or ATM withdrawals.
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